Insurance Talk



Rex Lesueur and Cheri Martinen give you straight forward answers to your insurance questions.


  • HC Verbiage

    20/10/2021 Duration: 30s

    Verbiage for video

  • Insurance Talk- Contractor Liability Bid Cost

    11/10/2021 Duration: 04min

    Preparing a bid as a contractor is no easy task.  A competitive and winning bid proposal requires extreme attention to detail.   In this podcast, Cheri and Rex discuss something all to common with insurance and bidding, which is not having the correct coverage to meet the requirements of a winning bid proposal.   Learn how the agents at Bancorp Insurance can assist you as a valuable client, to ensure that you have the proper insurance to meet the requirements for your bids.

  • 2022 PacificSource Medicare Advantage Plans

    07/10/2021 Duration: 42min

    Cheri invites PacificSource to the studio to discuss their 2022 Medicare Advantage Plans including new $0 deductible, copay and dental benefits.  Listen to the two part podcast to learn all about benefits available. Then visit us at to learn more about how we can help you make an informed decision regarding your Medicare plans.

  • 2022 Regence HMO Medicare Plan Highlights

    05/10/2021 Duration: 21min

    Regence is an HMO/PPO/PDP plan with a Medicare contract.  For 2022 they are offering a $35 HMO plan with several $0 extras that many people seek in a Medicare plan.   Listen to the podcast to learn more about Regence options and then schedule an appointment with a Bancorp Insurance agency to review what plans are available and might be right for your budget and needs.  Schedule an appointment at:

  • Insurance Talk - Liability Claims Explained

    03/08/2021 Duration: 14min

    Today, Cheri and Rex discuss the various types of liability claims and how you should respond in the event of an accident for personal or business use.

  • Insurance Talk - Volunteer Coverage

    26/07/2021 Duration: 07min

    What do you have to be concerned with when volunteering or hiring volunteers?  Today, let's talk about a few scenarios and coverage in the event of an accident.  

  • Insurance Talk — COVID Special Enrollment for Health Insurance

    12/04/2021 Duration: 11min

    Today, we are talking about something that we don't normally see, which is the COVID special enrollment for health insurance that's happening right now in Oregon. It started February 15th and it goes through May 15th. This is a once in a lifetime special enrollment, I don't think we're going to see this again.

  • Insurance Talk — Employment Practices Liability Insurance (EPLI)

    30/03/2021 Duration: 10min

    You are listening to Insurance Talk with Cheri Martinen and Rex Lesueur. We’re the father-daughter team from Bancorp Insurance located in beautiful Central Oregon. Bancorp Insurance is a family-run, independent insurance agency. We specialize in helping our neighbors here in Central Oregon with their home and auto as well as companies and businesses throughout the Pacific Northwest. And we also like to help with Medicare and health insurance. But today we've got a special story about employee liability.

  • Insurance Talk — What is a Workers’ Comp Audit?

    09/03/2021 Duration: 07min

    Welcome to Insurance Talk with Cheri Martinen and Rex Lesueur. We’re the father-daughter team from Bancorp Insurance. We are located in beautiful Central Oregon, and we're a family-run insurance agency here to help you with all of your burning insurance questions. And the burning insurance question today is what is a workers' comp audit and why do I have to do one? And why do I want one?

  • Insurance Talk — What’s Going On in the Insurance Business

    22/02/2021 Duration: 10min

    Welcome to Insurance Talk with Cheri Martinen and Rex Lesueur. We are the father-daughter team from Bancorp Insurance located in beautiful Central Oregon. And we're starting off the year here in 2021 with a fun podcast for everyone to listen to. Learn about what's going on in the insurance business and how is it going to affect you as a consumer going forward through 2021.

  • Insurance Talk — Preventing Employment Practice Liability Claims

    13/11/2020 Duration: 06min

    Today we have a special guest in the studio, Ed Martinen. And yes we're related, he’s my husband. We're so happy to have him here today. He's going to be talking about preventative measures that employers can take to hopefully not get claims.

  • Insurance Talk — 2021 Regence Blue Cross Blue Shield Medicare Plans

    06/11/2020 Duration: 22min

    Welcome to Insurance Talk. We are located in beautiful Central Oregon in La Pine on a nice, smoky, beautiful October day. I am Cheri Martinen from Bancorp Insurance, and today I have a very special guest. I have Dara Smith and Dara is from Regence Blue Cross Blue Shield. And she is talking to us today about Medicare, which is exciting because Open Enrollment is right now.

  • Insurance Talk — Learn About PacificSource Medicare Benefits for 2021

    19/10/2020 Duration: 20min

    Thank you for joining Insurance Talk with Cheri Martinen. Today I have a very special guest coming to us all the way from Bend, Oregon. Emily Carrick from PacificSource Medicare is in our studio today. I'm super excited to have her here because Open Enrollment, or Annual Election Period, is right around the corner. And I want to make sure everyone in Central Oregon, Northern Klamath County, and Northern Lake County knows everything about all the plans that are available. One of our favorite partners, because Emily is just wonderful and that's why she's one of our favorites, is PacificSource. Emily, welcome to the show and I'm so happy to have you here again. Thank you for joining us.

  • Insurance Talk — How to Save Money on Your Auto Insurance

    07/10/2020 Duration: 06min

    One of our topics today is that the economy's tough right now. A lot of people are out of work and we just want to give a couple of tips about how to save some money on their auto insurance to make this time a little less stressful. We're not going to make it non-stressful, that's not something I can do or we can do in total. But I think there are a couple of things that they could do to reduce their premium a little bit.

  • Insurance Talk — Saving Money on Business Insurance Costs

    25/09/2020 Duration: 04min

    This is a pretty timely topic. We talked about how we can save money with your personal insurance on a previous podcast. Now, we're going to talk about how your business can save money on its insurance costs during this time when things are tough.

  • Insurance Talk — Working on Your Fire Loss Insurance Claim

    16/09/2020 Duration: 22min

    Welcome to Insurance Talk with Cheri Martinen and Rex Lesueur, we’re the father-daughter team from beautiful Bancorp Insurance in Central Oregon. And today we're coming to you from a smoky town. Our beautiful state of Oregon has been on fire now for most of the week. And we're here to talk to you about what that means for you, especially if you may be affected by the fires.

  • Insurance Talk — Premium Tax Credits and COVID-19 Payments

    27/08/2020 Duration: 05min

    Today we're talking about Medicare and health insurance. We've done a couple of podcasts on how you can save money in a down economy for your personal lines. We've talked about how you could save money for your commercial lines. And today I want to talk about how you can save money for your health insurance or things that you might need to think about for your health insurance coming up right now.

  • Drones

    30/07/2020 Duration: 21min

    Drones and the equipment you put on them. Where can you buy insurance to protect your investment? Drones operators you may be liable for  intruding on your neighbors privacy.....does your homeowners insurance cover your liability exposure? Listen to Cheri Martinen and Rex Lesueur podcast to find out.

  • Insurance Talk — Terrorism Risk Insurance Act and Commercial Property

    22/07/2020 Duration: 09min

    You're listening to Insurance Talk with Cheri Martinen and Rex Lesueur from Bancorp Insurance located in beautiful downtown La Pine, Oregon. We are coming to you with some fun insurance facts today, ripped from the headlines. We've been getting a lot of calls about how our customers are covered for riots and civil commotion. And what is that terrorism form that I've declined year after year? And does that mean I'm not covered for riots and civil commotion?

  • Insurance Talk — COVID-19 and Offices Reopening

    24/06/2020 Duration: 13min

    Welcome to Insurance Talk with Cheri Martinen, Rex Lesueur, and our special guest Ed Martinen, who is a professional in human resources, or PHR. Today we are talking about that fun subject again, COVID-19.

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